Knowledge Hub

Welcome to the Knowledge Hub, below are a range of documents to keep you better financially informed.

	November/December Newsletter In this issue of our magazine we provide you with quality analysis and information on a wide range of topics to help you make your financial planning decisions with confidence.  Before you can start planning for your retirement, you need to understand how the money you've built up in your pension fund will be used to provide you with an income when you retire.  There are numerous ways of saving for retirement, including various types of pensions.     Click here to view.
	September/October Newsletter In this issue of our magazine we look at planning for tomorrow.  Retirement may seem a long way off for some but are you saving enough now for a comfortable retirement in the future?  Inheritance Tax (IHT) is an issue affecting increasing number of household's across the country, we outline how you could protect your family's inheritance.   Click here to view.
	July/August Newsletter In this issue of our magazine, you can read about topics that will help you make more of your money, from retirement provision to wealth protection to investment matters.   Planning for your future financial independence relies on selecting the right type of investments and balancing the risks you are comfortable with alongside the potential returns. Click here to view.
	A guide to inheritance tax planning We all want to protect our wealth and help ensure our families are provided for when we die.  Your wealth might encompass businesses, property and investments in the UK and abroad that require specialist considerations.  Inheritance Tax (IHT) also applies to your worldwide estate, including your savings, car, investments, furniture and personal effects.  You should also consider all of your investments, pensions and life insurance policies and ensure that life policies are held in appropriate trust so that they do not add to the value of your estate. Click here to view.
	Investing for income guide Generating an income from your investments will be an important requirement especially if you've retired or are approaching retirement, or if you need to supplement your salary, or have a relatively short investment timeframe.  Income seekers in recent years have experienced frozen interest rates at historic lows which have resulted in real losses for many savers in bank and building society deposits which have failed to match inflation. Click here to view.
	A guide to retirement planning Current Office for National Statistics figures report men living for 78 and women 84 years on average, with these predicted to rise to 85 and 89 years old respectively.  However, nearly half the working population is not saving enough for their retirement and one fifth are failing to save anything at all, according to a major study on pensions.  Following the introduction of pension simplification, the legsilation has changed again.  With the new pension rules now in force, there's no better time to review your existing retirement arrangement.  Click here to view.